Regulatory - Duplication Of Benefits

The Stafford Act prohibits entities, including households, from receiving disaster recovery funding for a loss which has previously received financial assistance from any source. 

The disaster recovery funds are supplemental to primary forms of assistance, including private insurance and FEMA funds. Duplication of Benefits (DOB) verification and analysis ensures that program funds compensate applicants for damages and needs that have not been addressed by an alternate source, either through funding or assistance.

The GLO coordinates with a number of state and federal entities to ensure that the most up-to-date information is used to verify DOB. Because of federal laws and regulations such as the Privacy Act of 1974, local entities are typically asked to coordinate directly with federal entities to obtain local beneficiary data.