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Texas Recovery
“The GLO stands ready to help our state maximize the use of this disaster recovery funding to build back stronger and more resilient communities.” ~ George P. Bush, Commissioner

Flooding By The Numbers

#1 Natural Disaster

Flooding is the number one natural disaster in the United States.

$439 Average Insurance Cost

On average, it costs $439 a year for flood insurance protection with the Preferred Risk Policy.

$5,000 Average FEMA Grant

A FEMA disaster assistance grant averages about $5,000 on average per household.

$250,000 Structure Coverage

The National Flood Insurance Program can provide coverage up to $250,000 for the structure of the home.

80% Homes Without Flood Insurance

80% of homeowners in counties affected by Hurricane Harvey did not have flood insurance.

15% Disasters Receive Funds

Historically, only 15 percent of Presidentially declared disasters receive a Congressional CDBG-DR Appropriation.

$30,000 Average Flood Claim

The average flood insurance claim is nearly $30,000 and does not have to be repaid, unlike SBA loans.

20% Have Flood Insurance

Only 20% of homeowners in counties affected by Hurricane Harvey had flood insurance.

Current Funds Allocation by Disaster

Breakdown of allocated funds per program for Hurricane Harvey, and by recipient county for flooding in 2016 and 2015.
Hurricane Harvey
$5,024,215,000 Total Allocation
2016 Floods
$201,030,145 Total Allocation
2015 Floods
$65,645,856 Total Allocation


Public Notice Comment period open for Regional Housing Guidelines for the Housing Assistance Program. Learn More
Hurricane Harvey: Texas At Risk Report The GLO has released 18 policy recommendations at all levels of government with the primary objective of better protecting Texans in advance of the next disaster. Download The Report
Multifamily Housing Application Available The application period is now open for rehabilitation, reconstruction and new construction. Learn More
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